That is because annual automobile insurance covers an unlimited number of hire periods throughout the year - how ever often you require to rent a automobile, you will always be covered by the insurance. Naturally, there is a maximum number of days covered for each rental period, but this is typically a generous 31 to 60 days & therefore long to cover most business or holiday trips.
All in all, therefore, a year round, go anywhere, hire anywhere, annual automobile hire insurance can represent nice value for money. It will be there whenever you require it, as often as you require to hire a automobile. All you will require to do is let the automobile rental company know that you have your own prearranged insurance & ask for the company's confirmation that it is
acceptable (which in the vast majority of cases it will be).
That extra degree of reassurance is also likely to be given to those who will be driving a rental automobile in the United States or Canada with an annual owner that includes Supplemental Liability Insurance, significantly extending third party liability cover to up to a typical maximum of US$1 million. Other benefits that are not commonly included in the rental company's insurance cover could well include compensation following accidents involving under- or uninsured third parties or hit-and-run drivers; the cost of gaining access in the event of accidentally locking yourself out of the hired vehicle; & compensation for loss of use of the hired vehicle following an accident or breakdown.
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